On my way to the pharmacy, I was listening to NPR, and Washington State's Insurance Commissioner Mike Kreidler was featured on one of the local news shows. This was interesting in the fact that Mr. Kreidler stated that, in the state of Washington, insurance complaints are handled very aggressively. In addition to handling complaints, the Washington State Insurance Commission's agents can help with questions regarding policies, and help the consumer get the most from their product.
Another lesson I learned was regarding the composition of medicine and patents. I spoke with my brother, who knows a thing or two regarding patent law, and drug companies can patent certain drugs that are concentrated in certain amounts based on "novelty" which means basically, that although something has been around for a while, if you cook it a certain way, you can patent it.
This is relevant for one main reason. The brand name drug costs a pile of cash, and if the drug is a common drug it can be COMPOUNDED to a similar strength. Thats right. Your 1% lotions and potions can be compounded at 1.01% and purchased for less than a third of the cost. Chances are your doctor will play ball when you ask for it. You have to go to a compounding pharmacy, but that is just a trip to the google machine to find one. So, if you get an exorbitant prescription, check on it. It might be available at a lower price.